Effective October 25, 2019, TDAM implemented the merger of TD Balanced Income Fund into TD Diversified Monthly Income Fund. 2. Terms and Conditions Pertaining to Telephone Sales of We may suspend, cancel or block your access to or use of the TD Companion App at any time and for any reason, without notice or liability to you. ®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank. If at any time you do not agree to these Terms or any changes we make to them, you must no longer use TD For Me. Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones®, Dow Jones Industrial Average® and DJIA® are registered trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”). Neither publication of the Solactive AG Indices by Solactive AG nor the licensing of the Solactive AG Indices or any trade mark(s) associated with the Solactive AG Indices for the purpose of use in connection with the TD Index ETFs constitutes a recommendation by Solactive AG to invest capital in said TD Index ETFs nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in the TD Index ETFs. ivari is the issuer of the TD GIF II contract. The TD Canadian Equity Index ETF (“TD ETF”) is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Canada Broad Market Index (CA NTR) (the “Index”) and/or any trade mark(s) associated with the Index or the price of the Index at any time or in any other respect. "You" and "your" refer to the Participating Driver hereby agreeing to these Terms. or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action. Products and services of TDAM are only offered in jurisdictions where they may be lawfully offered for sale. These two (2) debits only count as one transaction for the purposes of the monthly transaction limits for your account. The Dow Jones Industrial Average is determined, composed and calculated by S&P Dow Jones Indices without regard to TDAM or the Fund. The Vice-President title does not indicate that the individual is a corporate officer of TD Waterhouse Private Investment Counsel Inc. Les parties ont exprimé la volonté expresse que les présentes modalités et tous les documents s’y rattachant directement ou indirectement soient rédigés en anglais. The TD Canadian Bond Index Fund (the “Fund”) is not sponsored, promoted, sold or supported in any other manner by Solactive AG or does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Broad Canadian Bond Universe TR Index (the “Index”) and/or any trade mark(s) associated with the Index or the price of the Index at any time or in any other respect. The App transmits Data via your wireless carrier or accessible Wi-Fi network. S&P Dow Jones Indices and TSX Inc., have no obligation to take the needs of The Toronto-Dominion Bank or the owners of the Fund into consideration in determining, composing or calculating the S&P/TSX Composite Index. FURTHER, NONE OF THE MSCI PARTIES HAS ANY OBLIGATION OR LIABILITY TO THE ISSUER OR UNITHOLDERS OF THE FUND OR ANY OTHER PERSON OR ENTITY IN CONNECTION WITH THE ADMINISTRATION, MARKETING OR OFFERING OF THE FUND. YOU AGREE THAT YOUR USE OF OR INABILITY TO USE THE APP IS AT YOUR SOLE RISK. There are no offers of fixed credit through the TD Wheels app. TD does not guarantee that any particular vehicle will be available from a dealership or that any dealership will supply that vehicle to you and any particular price. "Manufacturer" means the manufacturer of the vehicle you are selecting using this TDAF App and its agents and suppliers. 4.1 Are there limits to the liability of TD or other parties? Is this true for all funds?! You agree that your use of or inability to use TD Mobile Deposit is at your sole risk. Les parties ont exprimé la volonté expresse que les présentes modalités et tous les documents s'y rattachant directement ou indirectement soient rédigés en anglais. The App, including all text, graphics, user and visual interfaces, trade-marks, logos, computer code, documentation and other content (collectively, the "Content"), is the exclusive property of its lawful owner and is protected by copyright, trade-mark and other intellectual property laws. Pricing, information about a particular vehicle, information in the trade-in-estimator, information about any available discounts and other information found within the TD Wheels App is for general information purposes only and should be considered an estimate. You certify that all Information any credit pre-qualification application is true, accurate and complete. this Website. With your consent, your consumer credit bureau report will be accessed for the purposes described below, including to help determine your Pre-Qualification. Actress and singer Vanessa Williams turns 57 this week. With respect to an Account, each Account holder and Authorized User may add their Payment Card to the Wallet to allow them to use and make purchases on the Account using the Wallet on their own Device, and you will be responsible for all such transactions in accordance with the Account Agreement. your participation in the Program has not been terminated in accordance with Section 4.4 herein. Solactive AG uses its best efforts to ensure that the Solactive AG Indices are calculated correctly. The following terms and conditions, and any amendments (the "Terms") are a legal agreement between you ("you" or "your") and The Toronto-Dominion Bank and its affiliates in Canada ("TD", "we" or "us") for your use of TD Mobile Deposit ("TD Mobile Deposit"), a feature contained within the TD Mobile Banking application (the "TD App"). Acts as primary escalation or resource for Investment Representative and client inquiries. Index returns do not represent TD ETF returns. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE NASDAQ-100 INDEX® OR ANY DATA INCLUDED THEREIN. Note: We will refer to one consumer credit report for one or more applications for Pre-Qualification through TD Wheels provided the consumer report on file is less than sixty (60) days old. TD For Me will use this geo-location information to send you information and offers even when you are not actively using the TD app. URL List.txt - Free ebook download as Text File (.txt), PDF File (.pdf) or read book online for free. No advice is permitted. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. The Data as identified in Section 3 above will be used to generate a driving score that is used to calculate the appropriate Program discount attributable to you for the next Policy renewal. TD For Me is licensed, not sold, to you. We may use your email address for purposes of authenticating you, resolving issues related to the App and send to you an email with an activation code if you decide to enroll in the Program. Please consult your wireless carrier for applicable text messaging fees and data plan rates. You may not use the Application for any purpose that is illegal, fraudulent or infringes another person’s rights. YOU AGREE THAT TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT WILL TD INSURANCE AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS AND SUBCONTRACTORS BE LIABLE FOR ANY DAMAGES (INCLUDING INCIDENTAL, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, DAMAGES FOR LOSS OF PROFITS, REVENUE, OPPORTUNITY, LOSS OF DATA OR BUSINESS INTERRUPTION), ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE APPLICATION, HOWEVER CAUSED. We Can Block, Suspend, or Cancel Your Use of a Payment Card. You agree that you will not enable Biometrics on your Device for TD App if: (a) there is any Biometric data, other than your own, stored on your Device; (b) if you share your Device with any other individuals; or. Previously, T. Rowe Price Associates, Inc. was the portfolio advisor for the fund. ROC reduces the adjusted cost base of the units to which it relates. The Account Agreement may describe, for example, the applicable fees, interest, and other terms and conditions that apply when you use a Payment Card. If you are using TD For Me on behalf of a sole proprietorship, partnership, corporation or association (each a "Business"), "you" or "your" refers to both the Business and you as an individual user on its behalf and you represent that you are duly authorized to enter into these Terms on behalf of the Business. Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones®, Dow Jones Industrial Average® and DJIA® are registered trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Toronto-Dominion Bank. You agree to comply with all applicable laws and regulations of Canada and other countries ("Laws") when using the App. You should print or download and save these Terms. When using the App, you agree to the collection, processing and storing of the data that is automatically gathered by Google LLC., its representatives and/or third parties. You can terminate your use of the App at any time, by uninstalling the App. Once you meet the Eligibility Requirements for Program discount described in Section 4.3, the Program discount, if any, attributable to you will be applied at the next Policy renewal based on your driving score applicable at the time the renewal Policy documents are processed by TDI. Business accounts are not eligible. The following terms and conditions, including the TD Wheels App Privacy Terms and Other TD Agreements, and any amendments (collectively the "Terms") are a legal agreement between you ("you" or "your") and The Toronto-Dominion Bank ("TD") and TD Auto Finance (Canada) Inc. ("TDAF") (individually and collectively) ("TD", "TDAF" "we" or "us") for your use of this App ("TD Wheels App"). You agree to cooperate with us in the investigation of unusual activity, poor quality Images, and resolution of customer claims by providing to us, upon request, originals or copies of Items deposited through TD Mobile Deposit in your possession and any records you may have related to such Items or Images. Solactive AG uses its best efforts to ensure that the Index is calculated correctly. The App will also collect all Data that identifies a movement with the mobile device, including when you walk. Effective July 31, 2013, Epoch Investment Partners, Inc. became the portfolio adviser for the Epoch Global Shareholder Yield Fund (formerly TD Global Dividend Fund). #18 YK Centre It is your responsibility to determine if your mobile device provider, wireless services carrier or Internet service provider supports TD For Me or if your mobile device is capable of accessing the Internet. "Participating Driver(s)" means any person who has downloaded the App on his/her mobile device and has agreed to these Terms. If the portfolio adviser change had been in effect previously, the fund’s performance could have been materially different. Void where prohibited by applicable law. You should not rely on Notifications from TD MySpend or responses from Clari to confirm the final amount of any transaction as there could be transactions for amounts that are larger than your final purchase when it is actually posted to your Eligible Account. These Terms are available at the time of registration, and on our public web site – click here for English version and click here for French version. “TD Insurance” or "TDI" refers collectively to the following companies: All of these companies are subsidiaries of The Toronto Dominion Bank and members of TD Bank Group. Trade-marks We are also not responsible for any loss, injury or inconvenience you suffer as a result of (a) any damage or vulnerabilities to your Device that may be directly or indirectly caused by the Wallet; (b) a merchant refusing to accept the Wallet; or (c) any actions or omissions of the Wallet Provider or any Other Third Party. Your continued use of TD For Me following such notice means that you agree to the Terms as amended. THE TD EMERALD INTERNATIONAL EQUITY INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (“MSCI”), ANY OF ITS AFFILIATES, ANY OF ITS INFORMATION PROVIDERS OR ANY OTHER PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY MSCI INDEXES (COLLECTIVELY, THE “MSCI PARTIES”). The Fund is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). Solactive AG uses its best efforts to ensure that the Index is calculated correctly. Your representative’s firm may charge you up to 2% of the value of securities you switch to another fund. If a distribution paid by a fund is greater than the performance of the fund, the difference will be deducted from your invested capital. you have installed and activated the App at least 120 days before the Policy renewal documents are processed by TD Insurance. Mississauga, Ontario If your Enrollment Date is within 120 days from the date the renewal Policy documents are processed by TDI, the initial discount will be removed as of the second Policy renewal date following your Enrollment Date. If we upgrade, update or modify the App (including bug fixes, patches and new versions provided to you, the “. If you have a problem or concern you may call us toll-free at 1-888-281-0413 or visit us at any branch. For funds that are purchased under the Low-Load-2 (LSC2) sales charge option, once securities acquired under this purchase option are held for periods greater than 4 years, the maximum annual trail commission rate that can be paid to your dealer may automatically increase to the maximum annual trail commission rate payable under the front-end load option for the same fund. FEES, CHARGES, LIMITS AND FOREIGN CURRENCY. You agree that if you choose to receive a voice message and you fail to pick up the call from TD, the message may be delivered to your voicemail. Information you and any Named Insured provide us under the Program; to change the premium attributable to you during the current term of the Policy, except as otherwise stated in these Terms; to increase the Policy premium on renewal (except for changes or removal of the Program discount in accordance with these Terms); if your mobile device is an Android; you must install on your device Google Play Services and install the latest version of the application when an update becomes available; you have activated the App by agreeing to these Terms, and have accepted any amendments to the Terms in accordance with Section 2 herein; and. “FTSE®”, “Russell®”, and “FTSE Russell®” are trademarks of the relevant LSE Group companies and are used by any other LSE Group company under license. 16. Solactive AG uses its best efforts to ensure that the Index is calculated correctly. 15. You agree that the app store provider and its affiliates, and the wireless services carrier: (a) are not liable to you in any way whatsoever for the distribution, use, performance or non-performance of the TD Companion App; (b) have no obligation whatsoever to furnish any maintenance and support services to you with respect to the TD Companion App; (c) are not responsible for addressing any claims you may have relating to the TD Companion App or your possession or use of the TD Companion App , including, but not limited to, any claims that the TD Companion App fails to conform to any applicable legal or regulatory requirements, and any claims arising under consumer protection or similar applicable law; (d) are not responsible for the investigation, defense, settlement or discharge of any third party claims that the TD Companion App or your possession or use of the TD Companion App infringes that third party's intellectual property rights; and (e) are third party beneficiaries to these Terms solely in respect of this Section. The chart reflects a hypothetical $10,000 investment based on Net Asset Value per unit and assumes that distributions made by the Fund on its units were reinvested at Net Asset Value per unit in additional units of the Fund. The S&P 500 Index is determined, composed and calculated by S&P Dow Jones Indices without regard to The Toronto-Dominion Bank or the Fund. S4P 3N5, Yukon You may access TD Mobile Deposit 7 days a week. You agree that the app store provider and its affiliates, and the wireless services carrier: (a) are not liable to you in any way whatsoever for the distribution, use, performance or non-performance of TD Mobile Deposit; (b) have no obligation whatsoever to furnish any maintenance or support services to you for TD Mobile Deposit; (c) are not responsible for addressing any claims you may have relating to TD Mobile Deposit or your possession or use of TD Mobile Deposit, including, but not limited to, product liability claims, any claim that the TD Mobile Deposit fails to conform to any applicable legal or regulatory requirements, and any claims arising under consumer protection or similar applicable law; (d) are not responsible for the investigation, defense, settlement or discharge of any third party claims that TD Mobile Deposit or your possession or use of TD Mobile Deposit infringes that third party's intellectual property rights; and (e) are third party beneficiaries to these Terms solely in respect of this Section 24, and will have the right to enforce these Terms against you as third party beneficiaries of these Terms. TD Guaranteed Investment Funds II ("TD GIF II") policies are Individual Variable Insurance Contracts issued by ivariTM and are managed by TDAM. You agree that the app store provider and its affiliates, and the wireless services carrier: (a) are not liable to you in any way whatsoever for the distribution, use, performance or non-performance of TD For Me; (b) have no obligation whatsoever to furnish any maintenance and support services to you with respect to TD For Me; (c) are not responsible for addressing any claims you may have relating to TD For Me or your possession or use of TD For Me, including, but not limited to, any claims that TD For Me fails to conform to any applicable legal or regulatory requirements, and any claims arising under consumer protection or similar applicable law; (d) are not responsible for the investigation, defense, settlement or discharge of any third party claims that TD For Me or your possession or use of TD For Me infringes that third party's intellectual property rights; and (e) are third party beneficiaries to these Terms solely in respect of this Section 15. your mobile device must be an Android or iPhone smartphone device and the operating system ("the OS") of your mobile device should be supported by one of the last 3 major OS versions available. TD and the Sender Parties are not liable for any consequential, special, indirect, or punitive damages. You can put your Registered Education Savings Plan (RESP), Registered Retirement Savings Plan (RRSP), or TFSA savings in Registered GICs. “FTSE®” is a trade mark of the relevant LSE Group company and is used by any other LSE Group company under license. "Participating Driver(s)" means any Insured Person who has downloaded and activated the App on his/her mobile device within 15 days from the Enrollment Date. Executes client transactions at the direction of the Investment Advisor. The email address provided by you in relation with your use of the App; Acceleration, speeding, braking, cornering data derived from GPS or accelerometer data; Confirmation of when the App is being turned on and off; Bluetooth and Wi-Fi connection information; Internet connectivity (Cellular or Wi-Fi). 4720 Tahoe Blvd., 3rd Floor Information provided by TD Bank Group and other sources on this Website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Irrespective of its obligations towards TDAM, Solactive AG has no obligation to point out errors in the Index to third parties including but not limited to investors and/or financial intermediaries of the Fund. We reserve the right to modify these Terms at any time. If your participation in the Program is terminated for any reason (whether by you, by us, or otherwise in accordance with these Terms) or if the Program is terminated, you must immediately cease using the App and delete the App from your mobile device. 1.4 What Funding Sources can I use to make the Money Transfer? The Data as identified in Section 3 above will be used to generate a driving score that is used to calculate the appropriate Program discount attributable to you if you were to enroll in the Program as a TDI client. We may request the following information for the purposes of authenticating you, enrolling you in the Program or performing certain services related to the Program: TDI may also retain de-identified, non-personal information it collects from you and other Participating Drivers for analytics purposes and to better improve the App. You should not rely on the information provided by the TD Companion App (including Notifications from TD MySpend) for transactional or record keeping or tax purposes as it is provided solely for informational purposes only and is not an official TD statement of account (please refer to sections 22 and 23 for more detail). TD Canada Trust By clicking the "I agree" button below or by continuing to use the TD Wheels App, you are taken to have read and agreed to all of these Terms. For a more detailed overview of our complaint process visit us at. S&P Dow Jones Indices’ only relationship to TDAM with respect to the Dow Jones Industrial Average is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices or its licensors. Before you sell, give away, or dispose of your mobile device, you must uninstall the TD MySpend app. You further agree to comply with any requirements, restrictions or limitations provided by a third party (including the app store provider, your mobile device provider or your wireless services carrier) relating to your use of the App. TDI may also retain de-identified, non-personal information it collects from you and other Participating Drivers for the same purposes. TD Bank is not responsible for the Wallet Provider or Other Third Parties, and in no event shall such terms and conditions between you and the Wallet Provider or any Other Third Party be binding on TD Bank or impose any additional obligations, or obligations inconsistent with the terms and conditions of these Terms, upon TD Bank whatsoever. 10. Responsibility For Your Mobile Device And To Your Mobile Device Service Provider. Any associated consents are still in effect. Under the strategic direction and supervision of the Investment Advisor, may provide investment advice and recommendations to clients. The following terms and conditions, and any amendments (the “Terms”) are a legal agreement between you (“you” or “your”) and TD Insurance (“TDI”, “we” or “us”) for your use of the TD Insurance Mobile Application ( the “App”). All-in-one ETF solutions such as XGRO remove the need for rebalancing your portfolio since you now have just one fund as opposed to the 4 or more funds that would … With respect to the Third-Party Transfer Services, TD is not acting as your agent for the purposes of your Money Transfer or any other dealings between you and the Third-Party Transfer Services Providers. Cost of borrowing is $4790.67, for a total obligation of $34,790.67. If for any reason a court of competent jurisdiction finds any provision of these Terms invalid or unenforceable, then that provision of these Terms shall be replaced with a valid provision having similar effect to the greatest extent possible, and the remaining provisions of these Terms shall remain in full force and effect. You agree that the courts of such province or territory will have exclusive jurisdiction to entertain any action arising under these Terms. Notify TD at once at 1-866-222-3456 if you suspect your Mobile Device has been compromised or is lost or stolen. If there is a conflict between the Policy and these Terms, these Terms will apply but only to the extent of such conflict. If you have enabled biometric authentication on your phone such as Touch ID, all of the individuals whose biometrics are stored on the device will be able to access the App. By clicking the "Accept" button below, you are taken to have read and agreed to these Terms. We may suspend, cancel or block your access to or use of the TD Wheels App at any time and for any reason, without notice or liability to you. You may also correct inaccurate Data in accordance with Section 6.3 (Correcting your Data) provided herein. 1.7 Are there any restrictions to use TD Global Transfer? The S&P 500 Index is determined, composed and calculated by S&P Dow Jones Indices without regard to The Toronto-Dominion Bank or the Fund. Provided you comply with these Terms, TD Insurance grants you a revocable, limited, non-transferrable, non-exclusive, personal license to use the App on any mobile device that you own or control and that satisfies the requirements set out in Section 4.2. Effective February 3rd, 2020, TD China Income and Growth Fund's (formerly TD Asian Growth Fund) investment objective changed. if your mobile device is an Android, you must install on your device Google Play Services and install the latest version of the application when an update becomes available; you must have a data plan with your current mobile carrier for the applicable mobile device (the App may use some of your phone's data capacity); you have provided a valid email address; and. TD Energy Fund merged into TD Resource Fund on April 22, 2016. It will only be used for the purpose of improving the accuracy of the App. Commencement of operations ) to January 31, 2021 under your Insurance Policy Wallet by the... 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